Payment Options

Santa Cruz Deltacare USA Dentist

Gayane Mooradian, DDS is a proud provider of the Deltacare USA HMO plan for the Santa Cruz, CA community. Contact our office today to schedule an appointment. Take the first step towards better oral health!

Payment Options

For your convenience, we accept cash, personal checks, money orders and major credit cards including, VISA, MasterCard, AMERICAN EXPRESS & DISCOVER.  Payment is expected at the time services are performed. When more extensive dental care is necessary, financial arrangements can be made with our office.  We offer a 10% cash discount for patients that pay cash and do not have insurance.

 

       



Insurance

As a service to our patients, our practice accepts most dental insurance programs, including non-managed care and PPO out-of-network. We are a preferred provider for Aetna, Metlife, Principal, Assurant, Ameritas, Blue Cross Anthem, and Safeguard. We are part of Deltacare USA managed care network.  Our accounting staff will prepare all the necessary forms for your dental benefits. However, we remind you that your specific policy is an agreement between you and your insurance company. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. Our staff will gladly submit a pre-treatment estimate to your insurance company so that you will know what your benefits will be.

The fees charged for services rendered to those who are insured are the usual and customary fees charged to all our patients for similar services. Your policy may base its allowances on a fixed fee schedule, which may or may not coincide with our usual fees. You should be aware that different insurance companies vary greatly in the types of coverage available. Also, some companies take care of claims promptly while others delay payment for several months.

If you have any questions, concerns, or would like to schedule an appointment, please contact our Santa Cruz dental office today by calling (831) 425-5515. 

Contact Us.We encourage you to contact us with any questions or comments you may have. Please call our office or use the quick contact form.

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